Before you start thinking about getting a car loan, here are a few things that you should keep in mind: 1. Clean up your credit history Have you been trying to save money on groceries lately? It probably hasn’t been going so well. That’s because you’re probably spending more money than you’re making. But if you’re trying to get a loan, that’s not going to help you. So before you do anything else, it’s time to get your credit history in order. Not only will this help you make sure that you have a low credit score to start with, but it will also help you become eligible for a car loan when you’re ready. Start by contacting your credit bureau and asking them to add up all the money you owe. Next, you need to contact the finance company that is handling your car loans in the Auckland application.
